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Reservist - Prev VA Guarantee
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Option 1
Conventional
FHA
VA
Sales Price
$
Down ($ or %)
Interest Rate (%)
Term of Loan (Yrs)
Loan fee/Disc ($or%)
Credit ($or% of Sp)
Credit ($or% of Ln)
Int Only
USDA
No Impounds
2nd
DPA
MI Monthly 760+
Monthly 740-759
Monthly 720-739
Monthly 700-719
Monthly 680-699
Monthly 660-679
Monthly 640-659
Monthly 620-639
Financed 760+
Financed 740-759
Financed 720-739
Financed 700-719
Financed 680-719
Financed 660-679
Financed 640-659
Financed 620-639
Cash pmt 760+
Cash pmt 740-759
Cash pmt 720-739
Cash pmt 700-719
Cash pmt 680-699
Cash pmt 660-679
Cash pmt 640-659
Cash pmt 620-639
Split Prem .5%
Split Prem .75%
Split Prem 1.0%
Split Prem 1.25%
Split Prem 1.5%
Split Prem 1.75%
Split Prem 2.0%
Split Cash .5%
Split Cash .75%
Split Cash 1.0%
Split Cash 1.25%
Split Cash 1.5%
Split Cash 1.75%
Split Cash 2.0%
Monthly payment
P & I
MI Factor
Tax per month
Ins per month
Flood/Earthquake
HOA Dues
Lease/Bond Pmts
Total Payment
Cash to close
Down Payment
Loan fee + disc pts
Other Closing Costs
Prepaids
2nd Mortgage
- Down pmt asst
- Earnest money
+ Additional costs
- Seller Credit
- Lender Credit
Total Cash Required
Compared with Option 1
Payment changes from this option
Cash changes from this option
Option 2
Include in the PDF
Conventional
FHA
VA
Sales Price
$
Down ($ or %)
Interest Rate (%)
Term of Loan (Yrs)
Loan fee/Disc ($or%)
Credit ($or% of Sp)
Credit ($or% of Ln)
Int Only
USDA
No Impounds
2nd
DPA
MI Monthly 760+
Monthly 740-759
Monthly 720-739
Monthly 700-719
Monthly 680-699
Monthly 660-679
Monthly 640-659
Monthly 620-639
Financed 760+
Financed 740-759
Financed 720-739
Financed 700-719
Financed 680-719
Financed 660-679
Financed 640-659
Financed 620-639
Cash pmt 760+
Cash pmt 740-759
Cash pmt 720-739
Cash pmt 700-719
Cash pmt 680-699
Cash pmt 660-679
Cash pmt 640-659
Cash pmt 620-639
Split Prem .5%
Split Prem .75%
Split Prem 1.0%
Split Prem 1.25%
Split Prem 1.5%
Split Prem 1.75%
Split Prem 2.0%
Split Cash .5%
Split Cash .75%
Split Cash 1.0%
Split Cash 1.25%
Split Cash 1.5%
Split Cash 1.75%
Split Cash 2.0%
Monthly payment
P & I
MI Factor
Tax per month
Ins per month
Flood/Earthquake
HOA Dues
Lease/Bond Pmts
Total Payment
Cash to close
Down Payment
Loan fee + disc pts
Other Closing Costs
Prepaids
2nd Mortgage
- Down pmt asst
- Earnest money
+ Additional costs
- Seller Credit
- Lender Credit
Total Cash Required
Compared with Option 1
Payment Difference
Difference in Cash
Option 3
Include in the PDF
Conventional
FHA
VA
Sales Price
$
Down ($ or %)
Interest Rate (%)
Term of Loan (Yrs)
Loan fee/Disc ($or%)
Credit ($or% of Sp)
Credit ($or% of Ln)
Int Only
USDA
No Impounds
2nd
DPA
MI Monthly 760+
Monthly 740-759
Monthly 720-739
Monthly 700-719
Monthly 680-699
Monthly 660-679
Monthly 640-659
Monthly 620-639
Financed 760+
Financed 740-759
Financed 720-739
Financed 700-719
Financed 680-719
Financed 660-679
Financed 640-659
Financed 620-639
Cash pmt 760+
Cash pmt 740-759
Cash pmt 720-739
Cash pmt 700-719
Cash pmt 680-699
Cash pmt 660-679
Cash pmt 640-659
Cash pmt 620-639
Split Prem .5%
Split Prem .75%
Split Prem 1.0%
Split Prem 1.25%
Split Prem 1.5%
Split Prem 1.75%
Split Prem 2.0%
Split Cash .5%
Split Cash .75%
Split Cash 1.0%
Split Cash 1.25%
Split Cash 1.5%
Split Cash 1.75%
Split Cash 2.0%
Monthly payment
P & I
MI Factor
Tax per month
Ins per month
Flood/Earthquake
HOA Dues
Lease/Bond Pmts
Total Payment
Cash to close
Down Payment
Loan fee + disc pts
Other Closing Costs
Prepaids
2nd Mortgage
- Down pmt asst
- Earnest money
+ Additional costs
- Seller Credit
- Lender Credit
Total Cash Required
Compared with Option 1
Payment Difference
Difference in Cash
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Andre Mitchell - Cedar Ridge Homes
Dana Wells - Harbor & Pine Realty
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Sofia Lindqvist - Summit Lane Properties
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Fletcher Underhill
10/12/2026
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