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Conventional Refinance
Purchase
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Refinance
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Loan

Property Value $
Loan Amt ($ or %)
Current Balance
Interest Rate (%)
Term of Loan (Yrs)
Loan fee/Disc ($ or %)
Credit ($ or %)

Monthly payment

P&I+MI (existing)
P & I (new loan)
Property tax/mo
Hazard Ins/mo
Flood/Earthquake
HOA Dues
Lease/Bond Pmts
Total Payment

Tools

Non-recurring costs

Other fees

Enter 0 to delete a fee. .01 = 1%

Prepaid costs

Proration amounts

days
mo
mo
mo

Create a PDF

My agents

See all looks

Calculate the monthly payment first, then create the PDF.

Client

Name
Phone (10 digits)
Email (optional)

Saved client estimates

New estimate not saved yet · saving uses the Name field

Qualifying ratios

Limits for

From Loan settings > Qualifying ratios: top 43.0%, bottom 49.0%.

Monthly income

Income #1
Income #2
Income #3
Income #4
Income #5
Income #6

Monthly debts

Payment #1
Payment #2
Payment #3
Payment #4
Payment #5
Payment #6
Calculate the loan payment first; the ratios use its total monthly payment.
Interest rates and closing costs are not intended to be quotes. They are estimated as of 11/1/2026.